:root {
  --bg: #f4f7fb;
  --bg-dark: #081524;
  --surface: #ffffff;
  --surface-2: #eef3fb;
  --text: #0b1a2b;
  --muted: #5c6b80;
  --line: #d7dfec;
  --primary: #0a4fb7;
  --primary-2: #1b78ff;
  --accent: #d70f2f;
  --ok: #0f9d58;
  --shadow: 0 14px 34px rgba(11, 26, 43, 0.12);
  --radius: 18px;
  --nav-h: 78px;
  --ease: 0.35s cubic-bezier(0.2, 0.8, 0.2, 1);
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: "Inter", "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
.container { width: min(1200px, calc(100% - 48px)); margin: 0 auto; }

.noise {
  position: fixed;
  inset: 0;
  pointer-events: none;
  opacity: 0.05;
  z-index: 1;
  background-image: radial-gradient(#0d3e8f 0.6px, transparent 0.6px);
  background-size: 4px 4px;
}

.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: var(--nav-h);
  z-index: 99;
  display: flex;
  align-items: center;
  transition: background var(--ease), box-shadow var(--ease);
}
.navbar.scrolled { background: rgba(8, 21, 36, 0.92); box-shadow: 0 6px 22px rgba(0, 0, 0, 0.28); }
.nav-inner { width: min(1200px, calc(100% - 48px)); margin: 0 auto; display: flex; align-items: center; justify-content: space-between; }
.nav-logo img { height: 42px; width: auto; }
.nav-links { display: flex; align-items: center; gap: 26px; }
.nav-links a { color: #dbe7ff; font-size: 13px; letter-spacing: 0.08em; font-weight: 700; text-transform: uppercase; position: relative; }
.nav-links a::after { content: ""; position: absolute; left: 0; right: 0; bottom: -8px; height: 2px; background: linear-gradient(90deg, var(--primary-2), var(--accent)); transform: scaleX(0); transform-origin: left; transition: transform var(--ease); }
.nav-links a:hover::after, .nav-links a.active::after { transform: scaleX(1); }
.nav-cta { border: 1px solid rgba(255, 255, 255, 0.25); padding: 10px 16px; border-radius: 10px; }
.nav-toggle { display: none; background: transparent; border: 0; width: 42px; height: 42px; }
.nav-toggle span { display: block; width: 26px; height: 2px; background: #e5efff; margin: 5px auto; }
.nav-mobile {
  position: fixed;
  top: var(--nav-h);
  left: 0;
  right: 0;
  background: rgba(8, 21, 36, 0.96);
  display: none;
  flex-direction: column;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  z-index: 90;
}
.nav-mobile a { color: #dbe7ff; padding: 14px 24px; border-bottom: 1px solid rgba(255, 255, 255, 0.1); font-size: 13px; text-transform: uppercase; letter-spacing: 0.08em; }
.nav-mobile.open { display: flex; }

.hero {
  min-height: 88vh;
  padding-top: var(--nav-h);
  position: relative;
  color: #f0f6ff;
  overflow: hidden;
  background: linear-gradient(120deg, #05101f 0%, #0a2e67 48%, #0e5fd8 100%);
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 20% 25%, rgba(255, 255, 255, 0.22), transparent 40%), radial-gradient(circle at 80% 70%, rgba(215, 15, 47, 0.28), transparent 44%);
}
.hero-bg {
  position: absolute;
  inset: 0;
  object-fit: cover;
  opacity: 0.22;
  mix-blend-mode: screen;
}
.hero-grid {
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255,255,255,0.08) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.08) 1px, transparent 1px);
  background-size: 52px 52px;
  opacity: 0.2;
}
.hero-content { position: relative; z-index: 2; padding: 90px 0; max-width: 760px; }
.kicker { display: inline-block; font-size: 12px; text-transform: uppercase; letter-spacing: 0.24em; padding: 9px 12px; border-radius: 999px; border: 1px solid rgba(255,255,255,0.26); margin-bottom: 20px; }
.hero h1 { font-size: clamp(2.2rem, 6vw, 4.6rem); line-height: 1.08; margin: 0 0 18px; font-weight: 800; }
.hero p { font-size: 1.1rem; color: #d6e6ff; max-width: 640px; }
.hero-actions { display: flex; gap: 14px; margin-top: 30px; flex-wrap: wrap; }
.btn {
  padding: 13px 24px;
  border-radius: 12px;
  border: 1px solid transparent;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  cursor: pointer;
  transition: transform var(--ease), box-shadow var(--ease), background var(--ease), color var(--ease);
}
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: linear-gradient(90deg, var(--primary-2), var(--primary)); color: #fff; box-shadow: 0 8px 24px rgba(10,79,183,0.35); }
.btn-outline { border-color: rgba(255,255,255,0.4); color: #eef5ff; background: rgba(255,255,255,0.06); }

.section { padding: 92px 0; position: relative; z-index: 2; }
.section.alt { background: linear-gradient(180deg, #f9fbff, #edf3fc); }
.section-head { margin-bottom: 42px; }
.section-head h2 { margin: 10px 0 0; font-size: clamp(1.8rem, 4vw, 3rem); line-height: 1.15; }
.section-head p { max-width: 760px; color: var(--muted); }

.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; }

.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow);
  transform: translateY(18px);
  opacity: 0;
  transition: opacity .65s ease, transform .65s ease, border-color var(--ease);
}
.card.revealed { opacity: 1; transform: translateY(0); }
.card:hover { border-color: var(--primary-2); }
.card h3 { margin: 14px 0 10px; font-size: 1.15rem; }
.card p { margin: 0; color: var(--muted); font-size: 0.95rem; }
.card-icon { width: 48px; height: 48px; }

.stats { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.stat { background: var(--surface); padding: 28px 20px; text-align: center; }
.stat strong { display: block; font-size: 2rem; color: var(--primary); }
.stat span { font-size: .85rem; letter-spacing: .08em; color: var(--muted); text-transform: uppercase; }

.split {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 34px;
  align-items: center;
}
.panel {
  background: linear-gradient(160deg, #0d2b55, #0a478f);
  color: #ecf4ff;
  border-radius: var(--radius);
  padding: 30px;
  box-shadow: var(--shadow);
}
.panel h3 { margin-top: 0; font-size: 1.6rem; }
.panel p { color: #d3e6ff; }
.tags { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 14px; }
.tag { font-size: 11px; border: 1px solid rgba(255,255,255,0.35); border-radius: 999px; padding: 6px 10px; text-transform: uppercase; letter-spacing: .08em; }

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}
.process-item {
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  box-shadow: var(--shadow);
}
.process-step {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--primary-2), var(--primary));
  color: #ffffff;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .1em;
}
.process-item h3 { margin: 14px 0 8px; font-size: 1.05rem; }
.process-item p { margin: 0; color: var(--muted); font-size: .93rem; }

.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 24px;
  align-items: stretch;
}
.commitment-list {
  margin: 0 0 22px;
  padding-left: 0;
  list-style: none;
  display: grid;
  gap: 10px;
}
.commitment-list li {
  position: relative;
  padding-left: 18px;
  color: #d3e6ff;
}
.commitment-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: .7em;
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: #62a6ff;
}
.faq-wrap {
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow);
}
.faq-wrap h2 { margin: 0 0 14px; font-size: 1.6rem; }
.faq-item {
  border: 1px solid #d8e1f0;
  border-radius: 12px;
  background: #f9fbff;
  padding: 0 14px;
}
.faq-item + .faq-item { margin-top: 10px; }
.faq-item summary {
  cursor: pointer;
  padding: 12px 0;
  font-weight: 700;
  color: #183252;
}
.faq-item p {
  margin: 0;
  padding: 0 0 14px;
  color: #4f617a;
  font-size: .94rem;
}

.proof-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
}
.proof-card {
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
  box-shadow: var(--shadow);
}
.proof-meta {
  display: inline-block;
  font-size: 11px;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: #2356a0;
  background: #eaf2ff;
  border: 1px solid #c9daf8;
  border-radius: 999px;
  padding: 5px 10px;
}
.proof-card h3 { margin: 12px 0 8px; font-size: 1.14rem; }
.proof-card p { margin: 0; color: var(--muted); font-size: .94rem; }
.proof-kpis {
  margin-top: 14px;
  display: grid;
  gap: 7px;
}
.proof-kpis span {
  font-size: 12px;
  color: #173a70;
  background: #f4f8ff;
  border: 1px dashed #b9cef3;
  border-radius: 10px;
  padding: 7px 10px;
}

.cta-band {
  background: linear-gradient(140deg, #eaf2ff, #f6f9ff);
  border: 1px solid #d3e0f6;
  border-radius: 24px;
  padding: 30px;
  box-shadow: var(--shadow);
  display: grid;
  grid-template-columns: 1.4fr .8fr;
  gap: 22px;
  align-items: center;
}
.cta-band h2 {
  margin: 8px 0 10px;
  font-size: clamp(1.6rem, 3.2vw, 2.3rem);
  line-height: 1.15;
}
.cta-band p {
  margin: 0;
  color: #4f6178;
  max-width: 640px;
}
.region-strip {
  margin-top: 14px;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.region-strip span {
  padding: 6px 10px;
  border-radius: 999px;
  border: 1px solid #b7cbef;
  color: #173c78;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: .08em;
  background: #ffffff;
}
.cta-actions {
  display: grid;
  gap: 10px;
  justify-items: start;
}
.cta-actions .btn { width: 100%; justify-content: center; }
.cta-light {
  color: #0e3267;
  border-color: #a8c2ed;
  background: #ffffff;
}

.news-item { display: block; border-radius: var(--radius); overflow: hidden; background: #fff; border: 1px solid var(--line); box-shadow: var(--shadow); }
.news-body { padding: 20px; }
.news-meta { font-size: 11px; text-transform: uppercase; letter-spacing: .1em; color: var(--primary); margin-bottom: 8px; font-weight: 700; }
.news-title { margin: 0 0 8px; font-size: 1.06rem; }
.news-text { margin: 0; color: var(--muted); font-size: .94rem; }

.contact-wrap { display: grid; grid-template-columns: 1.2fr .8fr; gap: 26px; }
.contact-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
.contact-card {
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow);
}
.contact-card h3 { margin: 0 0 8px; font-size: 1.1rem; }
.contact-card p { margin: 0 0 12px; color: var(--muted); font-size: .93rem; }
.contact-card a {
  color: var(--primary);
  font-weight: 700;
  text-decoration: underline;
  text-decoration-thickness: 1px;
}
.contact-card span {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 999px;
  background: #edf4ff;
  color: #21529c;
  font-size: 11px;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.contact-grid-2 {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 24px;
  align-items: start;
}
.contact-process {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
}
.form { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; box-shadow: var(--shadow); }
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
label { display: block; font-size: 12px; color: var(--muted); margin-bottom: 6px; text-transform: uppercase; letter-spacing: .08em; }
input, textarea, select {
  width: 100%;
  border: 1px solid #c8d5ec;
  background: #f8fbff;
  color: var(--text);
  border-radius: 10px;
  padding: 12px;
  font-family: inherit;
  font-size: 14px;
}
textarea { min-height: 130px; resize: vertical; }
.error { color: var(--accent); font-size: 12px; margin-top: 5px; display: none; }

.footer {
  background: #071425;
  color: #c7d5ef;
  border-top: 1px solid rgba(255,255,255,0.12);
  display: flex;
  gap: 36px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 36px 24px;
  width: calc(100% - 48px);
  align-items: flex-start;
}
.footer-main {
  flex: 1;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.1fr;
  gap: 28px;
  margin: 0;
  padding: 0;
}
.footer-main > div {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.footer h4 { margin: 0 0 10px 0; font-size: 11px; letter-spacing: .12em; text-transform: uppercase; color: #f2f7ff; font-weight: 600; }
.footer p { margin: 0; font-size: .86rem; color: #b6c7e3; line-height: 1.6; }
.footer li, .footer a { font-size: .86rem; color: #b6c7e3; line-height: 1.6; }
.footer ul { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 6px; }
.footer-bottom {
  flex: 0 0 auto;
  padding: 0 0 0 36px;
  margin: 0 !important;
  border-left: 1px solid rgba(255,255,255,0.14);
  display: flex;
  flex-direction: column;
  gap: 14px;
  font-size: 11px;
  width: auto !important;
}
.footer-bottom > span {
  color: #9ca8c0;
  font-size: 10px;
  line-height: 1.4;
  max-width: 140px;
}
.footer-legal {
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 0;
  margin-top: 4px;
}
.footer-legal a {
  color: #dce8ff;
  font-size: 12px;
  line-height: 1.4;
  text-decoration: none;
}
.footer-legal a:hover { color: #ffffff; text-decoration: underline; }

.page-hero {
  margin-top: var(--nav-h);
  padding: 72px 0 56px;
  background: linear-gradient(150deg, #092651, #0a4fb7);
  color: #eef5ff;
  position: relative;
  overflow: hidden;
}
.page-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255,255,255,.12) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.12) 1px, transparent 1px);
  background-size: 56px 56px;
  opacity: .18;
}
.page-hero .container { position: relative; z-index: 1; }
.breadcrumb { font-size: 12px; text-transform: uppercase; letter-spacing: .09em; opacity: .85; }
.page-hero h1 { margin: 14px 0 10px; font-size: clamp(2rem, 4vw, 3.3rem); }

.legal {
  padding: 44px 0 88px;
}
.legal-wrap {
  max-width: 980px;
  margin: 0 auto;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 30px;
}
.legal h2 { font-size: 1.35rem; margin-top: 28px; border-bottom: 1px solid var(--line); padding-bottom: 10px; }
.legal h3 { font-size: 1rem; margin-top: 18px; }
.legal p, .legal li { color: #324560; font-size: .94rem; }
.legal ul { padding-left: 18px; }
.legal .toc { background: var(--surface-2); border: 1px solid var(--line); border-radius: 12px; padding: 14px 16px; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.is-in { opacity: 1; transform: translateY(0); }
.delay-1 { transition-delay: .1s; }
.delay-2 { transition-delay: .2s; }
.delay-3 { transition-delay: .3s; }
@keyframes up { from { opacity: 0; transform: translateY(14px);} to { opacity: 1; transform: translateY(0);} }

@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .stats { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .split, .contact-wrap { grid-template-columns: 1fr; }
  .process-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .faq-grid { grid-template-columns: 1fr; }
  .proof-grid { grid-template-columns: 1fr 1fr; }
  .cta-band { grid-template-columns: 1fr; }
  .contact-cards { grid-template-columns: 1fr 1fr; }
  .contact-grid-2 { grid-template-columns: 1fr; }
  .footer {
    flex-direction: column;
    gap: 20px;
    padding: 28px 20px;
  }
  .footer-main {
    grid-template-columns: 1fr 1fr;
    gap: 18px;
  }
  .footer-bottom {
    border-left: none;
    border-top: 1px solid rgba(255,255,255,0.14);
    padding-left: 0;
    padding-top: 18px;
    flex-direction: row;
    justify-content: space-between;
    align-items: center;
  }
}

@media (max-width: 768px) {
  .container, .nav-inner { width: min(1200px, calc(100% - 28px)); }
  .nav-links { display: none; }
  .nav-toggle { display: block; }
  .hero-content { padding: 62px 0; }
  .grid-2, .grid-3, .grid-4, .row { grid-template-columns: 1fr; }
  .process-grid { grid-template-columns: 1fr; }
  .faq-wrap { padding: 18px; }
  .proof-grid { grid-template-columns: 1fr; }
  .cta-band { padding: 20px; }
  .contact-cards { grid-template-columns: 1fr; }
  .footer {
    flex-direction: column;
    gap: 16px;
    padding: 24px 16px;
    width: calc(100% - 32px);
  }
  .footer-main {
    grid-template-columns: 1fr;
    gap: 14px;
  }
  .footer-bottom {
    border-left: none;
    border-top: 1px solid rgba(255,255,255,0.14);
    padding-left: 0;
    padding-top: 14px;
    flex-direction: column;
    gap: 12px;
  }
}